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Build reserve for future cashflow Chieng Tiong Chin, Steve 016 870 1632 czectc@gmail.com ​ Senior Financial Consultant with Phillip Mutual Bhd since 2020 Consultancy Manager with BOS Wealth Management Bhd (formerly known as Pacific Mutual Fund Bhd) from 1995 to 2020 ​ ​ Whatsapp Me Honour Roll 2004, Pacific Mutual Elite Club qualifier 2005, Pacific Mutual Elite Club qualifier 2006, Pacific Mutual Elite Club qualifier-Taipei 2007, Pacific Mutual Elite Club qualifier-Bali 2008, Pacific Mutual Elite Club qualifier and Category 2nd runner up 2009, Pacific Mutual Elite Club qualifier 2010, Pacific Mutual Elite Club qualifier 2011, Pacific Mutual Elite Club qualifier Never fully invest at ALL time Dana Makmur Pheim won 50 Lipper Fund Awards in 19 years ​ Dana Makmur Pheim has consistently outperformed the market and ranked top quartile for rolling back 15 years ​ Sales Charges: 5% RM10 as investment to opening account with eUnittrust ​ Dana Makmur Pheim Fund Factsheet RM10 as investment to opening account with eUnittrust RM1000 as addition investment if you already have account with Fame system Sign up an account with "eunittrust" now! Now you can invest unit trust from 0% to1.5% sales charges only ! (0% sales charge during campaign time) Herewith the link for Online Account Registration with eUnittrust Please click the below link to open an online account in eUnittrust of Phillip Mutual Fund. You need to fill up 5 Forms as follows: 1) Applicant Application Details, 2) Employment Details 3) Foreign Account Tax Compliance Act(FATCA), 4) Common Reporting Standard(CRS), 5) Investor Suitability Assessment Form(ISAF). eUnittrust will debit RM1 from your account to validate your account with Philip Mutual for as an investment in Phillip Money Market Fund (i recommend you invest RM10 on this time to take advantage on the roundup benefit on monthly income distribution) Also please ensure that you have the following picture ready stored in your phone/computer.: 1) NRIC Front 2) NRIC Back All the above need to be uploaded together with your application during final steps. Should you have any queries, please do not hesitate to contact me. Please click below to register eUnittrust (operated by Phillip Mutual as a online platform) https://www.eunittrust.com.my/Home/openAcc?QWNjVHlwZT1VVFdyYXAmV3JhcEZlZT0wLjAwJkFDb2RlPVBNRjAyODMw Chieng Tiong Chin, Steve, Tel: 0168701 632 (whatsapp) Email: czectc@gmail.com ​ ​ ​ Is My Consultant Authorised? This online verification is intended to facilitate members of the public to ascertain whether individuals they are dealing with, for purposes of investment or contribution into unit trust schemes or private retirement schemes, are registered with FIMM as Consultants. Only individuals registered with FIMM as Consultants are authorised to promote, market and distribute unit trust schemes and private retirement schemes. Members of the public are advised to report to FIMM at 03-2092 3800, or the Securities Commission Malaysia, if they encounter unauthorised individuals promoting, marketing and distributing unit trust schemes or private retirement schemes. ​ https://www.fimm.com.my/search/ Be an Entrepreneur with us ! Start, run and grow your clients' investment with our business partners' award-winning funds 1 single license to distribute for 30+ prominent fund houses with a total 400+ UT Funds & 70+ PRS funds New Joiner Benefit - RM200 Cash Reward# # Terms & Conditions applied Why eUnittrust.com.my Diversified Investment Portfolio Build and manage a comprehensive and diversified investment portfolio in one single platform without the hassle of going to different fund house. Live Chat Support Quick assistance from our client service team Monday to Friday (9.00am – 6.00pm). One Stop Platform ​ Over 500 different global or local Malaysia unit trust funds available for purchasing online ​ ​ ​ ​ Secured Online Transactions ​ FPX (Financial Process Exchange) gateway enables secured online payment from participating major Malaysian internet banking account. Real Time Unit Trust Fund Information ​ Comprehensive information on daily prices, fund performances, with tables and chart to assist investors in making better investments. ​ ​ Easy Access & Free Account Opening ​ Easy, simple and user friendly platform. Opening an account is FREE. Be an Investor Today ​ Individual Account Document Required to open account : Malaysian : Photocopy of NRIC Foreigner : Photocopy of Passport ​ Joint Account Document Required to open account : Malaysian : Photocopy of NRIC Foreigner : Photocopy of Passport Below 18 years old : Photocopy of Birth Certificate Be An Investor Today ​ Individual Account Document Required to open account : Malaysian : Photocopy of NRIC Foreigner : Photocopy of Passport ​ Joint Account Document Required to open account : Malaysian : Photocopy of NRIC Foreigner : Photocopy of Passport Below 18 years old : Photocopy of Birth Certificate Want to Open An eUnittrust Account The Smart, Flexible & Affordable Ways To Invest In Unit Trust Scheme Cash Plan or Lump Sum Investments ​ This is where an investor has a lump sum amount to invest into a unit trust fund. Over a period of time, the value of initial investment may increase as income may be earned by the fund, or may decrease as the market value of the underlying assets of the unit trust fund may fall. ​ Regular Saving Plan ​ ​ An investor may invest in unit trusts funds by making regular (e.g. monthly or quarterly) investments to their fund. This may be a more disciplined approach to invest in unit trust funds. By making equal and regular contributions over a period of time, this may reduce the impact of market volatility. This is commonly known as dollar cost averaging. ​ EPF Members Investment Scheme ​ Investors may also invest into unit trust funds from their EPF Account 1 if he or she is eligible. EPF members can refer to their EPF statement as well as the Basic Savings Table to check their eligibility and quantum of investment allowed. ​ ​ ​ Register Free eUnittrust Account 5 simple steps open account and invest Phillip Mutual's eUnittrust platform 1 Open account by provide basic information ​ ​ ​ [Sign-up] 2 Verify your identity via your handphone number ​ ​ ​ [Verify] 3 Update employment, FATCA (1) , CRS (2) forms ​ ​ ​ ​ [Fill digital form] ​ 1. Fareign Account Tax Compliance Act, 2. Common Reporting Standard 4 Scan & upload NRIC/Passport ​ ​ ​ ​ ​ [Pending approval] 5 Investor start to invest minimum RM1 in Phillip Money Market Fund ​ ​ ​ [Sign-in/Subcription] P/S: Take advantage of round up benefit on Phillip Money Market fund monthly declare income distribution, please invest RM10! Contact & Whatsapp: 016-870 1632 czectc@gmail.com

Soh Kee Yong 019-815 2259 sohsky@hotmail.com ​ ​​ Financial Consultant with Phillip Mutual Bhd since 2020 Consultant with BOS Wealth Management Bhd (formerly known as Pacific Mutual Fund Bhd) from 2005 till 2020 Private tutor for Pearson LCCI in Bintulu Teaching in Kai Dee Middle School, Bintulu, Sarawak Whatsapp Me Open Free eUnittrust Account Open Free Phillip eUnittrust Account More choices 5 simple steps open account and invest Phillip Mutual's eUnittrust platform 1 Open account by provide basic information ​ ​ ​ [Sign-up] 2 Verify your identity via your handphone number ​ ​ ​ [Verify] 3 Update employment, FATCA (1) , CRS (2) forms ​ ​ ​ ​ [Fill digital form] ​ 1. Fareign Account Tax Compliance Act, 2. Common Reporting Standard 4 Scan & upload NRIC/Passport ​ ​ ​ ​ ​ [Pending approval] 5 Investor start to invest minimum RM1 in Phillip Money Market Fund ​ ​ ​ [Sign-in/Subcription] P/S: Take advantage of round up benefit on Phillip Money Market fund monthly declare income distribution, please invest RM10! Contact & Whatsapp: 019-815 2259 sohsky@hotmail.com

If you aim higher than you expect, you could reach higher than you dreamed. - Richard Branson Michael Chua Beng Hua 019-855 2251 wealth87@gmail.com ​ Financial Consultant with Phillip Mutual Bhd since 2020 Senior Consultant with BOS Wealth Management Bhd (formerly known as Pacific Mutual Fund Bhd) since 1995 till 2020 Investment Consultant with Affin Hwang Asset Management Bhd since 2016 till now ​ Whatsapp Me Why eUnittrust.com.my Diversified Investment Portfolio Build and manage a comprehensive and diversified investment portfolio in one single platform without the hassle of going to different fund house. Live Chat Support Quick assistance from our client service team Monday to Friday (9.00am – 6.00pm). One Stop Platform ​ Over 500 different global or local Malaysia unit trust funds available for purchasing online ​ ​ ​ ​ Secured Online Transactions ​ FPX (Financial Process Exchange) gateway enables secured online payment from participating major Malaysian internet banking account. Real Time Unit Trust Fund Information ​ Comprehensive information on daily prices, fund performances, with tables and chart to assist investors in making better investments. ​ ​ Easy Access & Free Account Opening ​ Easy, simple and user friendly platform. Opening an account is FREE. Open Free Phillip eUnittrust Account Open Free Phillip eUnittrust Account 5 simple steps open account and invest Phillip Mutual's eUnittrust platform 1 Open account by provide basic information ​ ​ ​ [Sign-up] 2 Verify your identity via your handphone number ​ ​ ​ [Verify] 3 Update employment, FATCA (1) , CRS (2) forms ​ ​ ​ ​ [Fill digital form] ​ 1. Fareign Account Tax Compliance Act, 2. Common Reporting Standard 4 Scan & upload NRIC/Passport ​ ​ ​ ​ ​ [Pending approval] 5 Investor start to invest minimum RM1 in Phillip Money Market Fund ​ ​ ​ [Sign-in/Subcription] P/S: Take advantage of round up benefit on Phillip Money Market fund monthly declare income distribution, please invest RM10! Contact & Whatsapp: 0198552251 wealth87@gmail.com

“People who succeed in the stock market also accept periodic losses, setbacks, and unexpected occurrences. Calamitous drops do not scare them out of the game.” ― Peter Lynch Atien Nadot 019-814 5059 atiennadot@gmail.com ​ ​​ Senior Financial Consultant with Phillip Mutual Bhd since 2020 Consultancy Manager with BOS Wealth Management Bhd (formerly known as Pacific Mutual Fund Bhd) from March 2004 till 2020 Group Manager with Affin Hwang Asset Management Bhd since 2014 till now General Insurance Agent for QBE Insurance (M) Bhd from 2014 till now General Insurance Agent for Pacific Insurance Bhd from 2009 till 2018 Certified Financial Planner status with Financial Planning Association Malaysia (FPAM) since 2010 Worked with National Oil Company, PETRONAS and it's subsidiaries for more than 22 years from Feb 1984 till March 2007 ​ Whatsapp Me The Way Forward: Fund that create new market & value. Introducing - Phillip Global Disruptive Innovation Fund Factsheet Why eUnittrust.com.my One-Stop Platform Over 500 different global or local Malaysia unit trust funds available for purchasing online Real-Time Unit Trust Fund Information Comprehensive information on daily prices, fund performances, with tables and chart to assist investors in making better investments Diversified Investment Portfolio Build and manage a comprehensive and diversified investment portfolio in one single platform without the hassle of going to different fund house Secured Online Transactions FPX (Financial Process Exchange) gateway enables secured online payment from participating major Malaysian internet banking account Easy Access & Free Account Opening Easy, simple and user-friendly platform. Opening an account is FREE Start Invest with RM10 5 simple steps open account and invest Phillip Mutual's eUnittrust platform 1 Open account by provide basic information ​ ​ ​ [Sign-up] 2 Verify your identity via your handphone number ​ ​ ​ [Verify] 3 Update employment, FATCA (1) , CRS (2) forms ​ ​ ​ ​ [Fill digital form] ​ 1. Fareign Account Tax Compliance Act, 2. Common Reporting Standard 4 Scan & upload NRIC/Passport ​ ​ ​ ​ ​ [Pending approval] 5 Investor start to invest minimum RM1 in Phillip Money Market Fund ​ ​ ​ [Sign-in/Subcription] P/S: Take advantage of round up benefit on Phillip Money Market fund monthly declare income distribution, please invest RM10! Contact & Whatsapp: 01-854 5059 atiennadot@gmail.com Ask Me About General Insurance General Insurance Fire Insurance Marine Insurance Motor Insurance Personal Accident Insurance Liability Insurance Crop & Poultry Insurance Engineering Insurance

Celebrate Merdeka and Malaysia Day with a golden opportunity to invest at eUnittrust We are thrilled to announce our exclusive "Malaysia Invest Month Campaign 2023," where all local funds are offered with ZERO sales charge throughout this special month of national significance! Whether you are an experienced investor or someone new to the world of investing, now is the perfect time to explore and capitalize on the potential of our dynamic market. Why Invest in Malaysia funds? 1. Our nation's commitment to sustainable growth and development. 2. Booming industries and a resilient economy. 3. A diverse range of investment opportunities for every risk appetite. 4. The chance to be a part of Malaysia's exciting journey towards progress and success. Make the most of this unique opportunity and take advantage of zero sales charge on local funds. Let's invest in the future of Malaysia together! New to eUnittrust? Sign up for an online account HERE and embark on your investment journey with us. Calvin, Kho Ming Soon Contact & Whatsapp : 0168898789 Email : calvinkho@gmail.com ​ Group Financial Consultant with Phillip Mutual Berhad since 2020 Group Consultancy Manager w ith BOS Wealth Management Bhd (formerly known as Pacific Mutual Fund Bhd) from 1995 to 2020 Certified member of CFP certification program with Financial Planning Association of Malaysia(FPAM ) since 2012 Capital Market Industry Certification Guide to Sign up "eUnittrust" online ​ Sign up an account with "eunittrust" now! Now you can invest unit trust from 0% - 1.5% sales charges only ! (0% sales charge during campaign time) Herewith the link for Online Account Registration with eUnittrust platform Please click the below link to open an online account in eUnittrust of Phillip Mutual Berhad. You need to fill up 5 Forms as follows: 1) Applicant Application Details, 2) Employment Details 3) Foreign Account Tax Compliance Act(FATCA), 4) Common Reporting Standard(CRS), 5) Investor Suitability Assessment Form(ISAF). eUnittrust will debit RM1 from your account to validate your account with Philip Mutual for as an investment in Phillip Money Market Fund (i recommend you invest RM10 on this time to take advantage on the roundup benefit on monthly income distribution) Also please ensure that you have the following picture ready stored in your phone/computer.: 1) NRIC Front 2) NRIC Back All the above need to be uploaded together with your application during final steps. Should you have any queries, please do not hesitate to contact me. Please click below to register eUnittrust (operated by Phillip Mutual as a online platform) https://www.eunittrust.com.my/home/Register?QWNjVHlwZT1VVFdyYXAmV3JhcEZlZT0wLjAwJkFDb2RlPVBNRjAwNjU2 Kho Ming Soon, Calvin. Tel: 0168898789 (wechat, whatsapp, zoom) Email: calvinkho@gmail.com (google meet) www.facebook.com/calvinkho89 ​ eUnittrust New Client Registration eUnittrust Existing Client Login

Action Is The Key To All Success Whatsapp Me Hii King Fong 016-870 6330 hkfaaron@gmail.com ​ ​ ​ ​ ​ Financial Consultant with Phillip Mutual Bhd since 2019 Unit Trust Consultant with Eastspring from 2011 to 2019 Sales Executive with RHB Investment Management Sdn Bhd from 2010 to 2011 https://www.sinchew.com.my/content/content_2125220.html 储蓄 是华人老祖宗传承下来的美德， 教我们总要未雨绸缪。 ​ 可是在实际生活中，虽然工钱越来越高，你却发现越来越难存钱，因为生活费也一样水涨船高。 难道储蓄已经是过时理财方法吗？ 其实不然。2019年美国财务规划师进行一项财调查，发现了4种致富途径，而储蓄就是其中一种，也是一般大众都能跟循的方法。 那么，问题到底出在哪里了呢？ 或许，问题出在你所使用的储蓄工具和方法。 欢迎您联系咨询，让我告诉一个更有效率能抗通膨的储蓄投资计划。 伟大科学学爱因斯坦曾称， 复利效應（利滚利）是世界第八奇迹. 很多看懂的人都知道它的神奇和威力，但又基于复杂的计算方法，而没有真正把它实践在自己的储蓄和投资规计划里面。 不知道是哪个聪明家伙，发现了以下这个神奇的72法则，你可以利用它来规划您的投资 Phillip Global Disruptive Innovation Fund 你或许没使用这些 Apps，但你一定听过它们。 它们是大数据时代的趋势，而趋势是最不讲理的经济推手。 可否想过自己可以成为这些科技公司的小股东？现在有个机会让你搭上这股趋势的顺风车。 Fund Factsheet > Open free account with eUnittrust Whatsapp Me 5 simple steps open account and invest Phillip Mutual's eUnittrust platform 1 Open account by provide basic information ​ ​ ​ [Sign-up] 2 Verify your identity via your handphone number ​ ​ ​ [Verify] 3 Update employment, FATCA (1) , CRS (2) forms ​ ​ ​ ​ [Fill digital form] ​ 1. Fareign Account Tax Compliance Act, 2. Common Reporting Standard 4 Scan & upload NRIC/Passport ​ ​ ​ ​ ​ [Pending approval] 5 Investor start to invest minimum RM1 in Phillip Money Market Fund ​ ​ ​ [Sign-in/Subcription] P/S: Take advantage of round up benefit on Phillip Money Market fund monthly declare income distribution, please invest RM10! Contact & Whatsapp: 016-8706 330 hkfaaron@gmail.com

Ting Tiew Hua 012-807 2255 ultracc@gmail.com ​ ​​ Financial Consultant with Phillip Mutual Bhd since 2020 Senior Consultant with BOS Wealth Management Bhd (formerly known as Pacific Mutual Fund Bhd) from 2000 till 2020 Sole proprietor of Ultra Computer Centre Whatsapp Me Open Free eUnittrust Account Register Free FAME Account Open Free Phillip eUnittrust Account More choices 5 simple steps open account and invest Phillip Mutual's eUnittrust platform 1 Open account by provide basic information ​ ​ ​ [Sign-up] 2 Verify your identity via your handphone number ​ ​ ​ [Verify] 3 Update employment, FATCA (1) , CRS (2) forms ​ ​ ​ ​ [Fill digital form] ​ 1. Fareign Account Tax Compliance Act, 2. Common Reporting Standard 4 Scan & upload NRIC/Passport ​ ​ ​ ​ ​ [Pending approval] 5 Investor start to invest minimum RM1 in Phillip Money Market Fund ​ ​ ​ [Sign-in/Subcription] P/S: Take advantage of round up benefit on Phillip Money Market fund monthly declare income distribution, please invest RM10! Contact & Whatsapp: 0128072255 ultracc@gmail.com

Be fearful when others are greedy. Be greedy when others are fearful. Warren Buffett William Yong Dee Chung 0138812119 wydcok@gmail.com ​ Financial Consultant with Phillip Mutual Bhd since 2020 Senior Consultant with BOS Wealth Management Bhd (formerly known as Pacific Mutual Fund Bhd) from 2010 till 2020 Registered Real Estate Negotiator ​ Whatsapp Me 期待說走就走的旅行？ 教你三招搞定每年“旅遊基金” 说个许多人很难接受的真相，旅游也是消费主义的陷阱 很多人旅游是为了去而去，为了买而买... 选酒店更看中能不能打卡，说白了，钱是为了花而花 口头禅 = 难得出国、久久一次、都来了、旅行嘛…花罢了 每个月存钱的动力就是去旅行，明明花了很多钱，你却觉得很累 钱花完了很懊恼，觉得旅程并不精彩 真正懂得体验旅游的人 不用花大钱住高级酒店，和三两知己精心筹备 走到旅游的各个角落，体验当地的生活和美食 不需要花很多钱，却能收获当中的快感 换来的不是累，而是嘴角上扬的回忆 看清消费主义的陷阱，让你更轻松准备 “旅游基金” 这也是我们大多年轻会员的第一个目标：创造每年旅游被动资金 比起存钱 -> 花掉 -> 存钱 -> 花掉… 教你3招轻松累计 “旅游基金” 坚持先存后花 留住每月20-30%的收入为旅游基金，剩下的才花掉 等有钱才存是骗人的，只会离你的目标越来越来，而你会越来越老 目标是累计第一桶金RM60,000 *根据我们的经验，社会新人甚至可以留住50%的收入 下手投资 根据自己的能力选择投资工具，让钱生钱，加快达到目标的速度 固定性是累计资产的关键，而不是一味选择高风险投资工具，反而亏钱牺牲了旅游 创造被动资金 达到目标RM60,000后进行保值，留住本金，创造每年被动资金 以每年6%来计算 RM60,000 x 6% = RM3,600 让你每年“免费”旅行，和闺蜜约定每年旅游都 从此不需要再存钱 -> 花掉 -> 存钱 -> 花掉 每个月留住的钱可以帮你壮大本金，几年后让你 “冲出亚洲” 到更远、消费更高的地方旅游，真正实现环游世界的梦想。 恭喜你掌握了秘诀！现在就要马上行动！ 老实告诉你环游世界是需要钱的… 假如你已厌倦了存钱花掉，旅行开心，花钱伤心的恶性循环，却无从下手… Portfolio Investment 绝对可以帮到你！点击以下链接行动吧！ ​ Portfolio Investment 是专门设计来解决这5个问题： 彻底了解你的财务状况，让你不再迷茫，协助你设明确可行的目标 量身定制财务蓝图 让你知道如何有效开始 让你明确知道能有多少被动收入？ 让你认识你还不认识的财务工具 让手头紧的你知道怎样减轻负担 掌握整套【理债、理财、投资、保值和现金流管理】技巧之后，你会发现300、500、1,000、4,000 都可以做到被动式及系统化管钱，轻松上手。 别等了，飞机不等人…马上报名，预祝你尽快实现环游世界 有疑问？可以跟我联系 ​ Open eUnittrust Account with RM10 5 simple steps open account and invest Phillip Mutual's eUnittrust platform 1 Open account by provide basic information ​ ​ ​ [Sign-up] 2 Verify your identity via your handphone number ​ ​ ​ [Verify] 3 Update employment, FATCA (1) , CRS (2) forms ​ ​ ​ ​ [Fill digital form] ​ 1. Fareign Account Tax Compliance Act, 2. Common Reporting Standard 4 Scan & upload NRIC/Passport ​ ​ ​ ​ ​ [Pending approval] 5 Investor start to invest minimum RM1 in Phillip Money Market Fund ​ ​ ​ [Sign-in/Subcription] P/S: Take advantage of round up benefit on Phillip Money Market fund monthly declare income distribution, please invest RM10! Contact & Whatsapp: +60138812119 wydcok@gmail.com

“The big money is not in the buying or selling, but in the waiting.” - Charlie Munger Toh Ting Jing, Logan 012-8090 539 tohlogan@gmail.com ​ ​ Financial Consultant with Phillip Mutual Bhd since 2019 Unit Trust Adviser with Manulife Investment Management Services Bhd from 2016 to 2019 Rochester Institute of Technology, USA, 2010-2013 ​Studied at INTEC Education College , Kuala Lumpur 2008-2010 Studied at SMK Sacred Heart , Sibu 2003 to 2007 Whatsap Me Why eUnittrust One Stop Platform Over 250 different global or local Malaysia unit trust funds available for purchasing online Diversified Investment Portfolio Build and manage comprehensive and diversified investment portfolio in one single platform without the hassle ofgoing to different house Secure Online Transaction FPX (Financial Process Exchange) gateway enables secured online payment from participating major Malaysia inteernet bank account Easy Access & Free Account Opening Easy, simple and user-friendly platform. Opening an account is FREE Open Free Phillip eUnittrust Account More choices Open Free Phillip eUnittrust Account 5 simple steps open account and invest Phillip Mutual's eUnittrust platform 1 Open account by provide basic information ​ ​ ​ [Sign-up] 2 Verify your identity via your handphone number ​ ​ ​ [Verify] 3 Update employment, FATCA (1) , CRS (2) forms ​ ​ ​ ​ [Fill digital form] ​ 1. Fareign Account Tax Compliance Act, 2. Common Reporting Standard 4 Scan & upload NRIC/Passport ​ ​ ​ ​ [Pending approval] 5 Investor start to invest minimum RM1 in Phillip Money Market Fund ​ ​ ​ [Sign-in/Subcription] P/S: Take advantage of round up benefit on Phillip Money Market fund monthly declare income distribution, please invest RM10! Contact & Whatsapp: 012-8090539 tohlogan@gmail.com

Build reserve for future cashflow Commemorating our highly-anticipated PhillipCapital's 13th Hybrid Investment Conference, eUnittrust.com.my is excited to present a limited-time promotion exclusively for our investors. We're offering ✨ Zero Sales Charge for All Sponsors’ funds ✨ allowing you to rebalance your portfolio. Terms & Conditions 1. This promotion is only valid from 15 June – 11 August 2023 (cut-off time 3pm). 2. This promotion is only applicable to eUnittrust.com.my account holders. Participants who don’t have an account with eUnittrust.com.my will need to open an account first to be eligible for the promotion. 3. This promotion is only valid for transactions done online via website www.eunittrust.com.my. 4. eUnittrust.com.my account holders that purchase selected promotional funds are not entitled to qualify to any other referral program incentives or contest. 5. This promotion does not apply to Transfer, Switching Transactions, RSP (Regular Saving Plan) and Cooling Off. 6. Phillip Mutual reserves the rights to modify the terms and conditions herein specified or cancel, terminate, suspend the campaign without prior notice. eUnittrust New Client Registration eUnittrust Existing Client Login ​ Group Financial Consultant with Phillip Mutual Bhd since 2020 Group Consultancy Manager with BOS Wealth Management Bhd (formerly known as Pacific Mutual Fund Bhd) from 1995 to 2020 Senior Group Manager with Affin Hwang Asset Management Bhd since 2016 on Private Retirement Scheme (PRS) Certified member of CFP certification program with Financial Planning Association of Malaysia(FPAM ) since 2012 Bintulu Liason officer at Financial Planning Association of Malaysia (FPAM) Sarawak Chapter Deputy Secretary of Persatuan Hii (Kho) Bahagian Bintulu from 2022 Committee Member at Bintulu Chinese Chamber of Commerce & Industry (BCCCI) from 2019 to 2021 ​ Calvin, Kho Ming Soon Contact & Whatsapp: 0168898789 calvinkho@gmail.com QUICK LINK 01 Calvin Kho's personal profile 02 Calvin Kho's Capital Market Industry Certification 03 AHAM Capital Open Account & login, Private Retirement Scheme, Jompay 04 Phillip Mutual & Fame system online open account 05 Special terms Insurance scheme arranged by Phillip Mutual's 06 eUnittrust by Phillip Mutual Capital Market Industry Certification ​ Download English Brochure Muat turun Bahasa Malaysia risalah 下載华文小册子 AHAM New Client Registration AHAM existing Client Login PRS Individual Investor Jompay online at Internet and Mobile Banking with your Current, Saving Credit Card account ​ *of AHAM Principal Account Holder ​ or ​ Account Name : Affin Hwang Asset Management Berhad-CTA Bank Name: Malayan Banking Berhad Account No. : 5140-8458-1534 ​ Note: Maybank account is only applicable if the investment amount exceeds the transaction limit imposed by JomPAY Biller Code: 9563 Ref-1: 12-digit NRI number* (without "-" Ref-2: Mobile number* (without "-") PRS Corporate Investor Account Name: Affin Hwang Asset Management Berhad-CTA BankName: HSBC Bank Malaysia Berhad Account No.: 2011-9887-6106 The Smart, Flexible & Affordable Ways To Invest In Unit Trust Scheme Lump Sum Plan ​ This is where an investor has a lump sum amount to invest into a unit trust fund. Over a period of time, the value of initial investment may increase as income may be earned by the fund, or may decrease as the market value of the underlying assets of the unit trust fund may fall. ​ Regular Saving Plan ​ An investor may invest in unit trusts funds by making regular (e.g. monthly or quarterly) investments to their fund. This may be a more disciplined approach to invest in unit trust funds. By making equal and regular contributions over a period of time, this may reduce the impact of market volatility. This is commonly known as dollar cost averaging. ​ EPF Plan ​ Investors may also invest into unit trust funds from their EPF Account 1 if he or she is eligible. EPF members can refer to their EPF statement as well as the Basic Savings Table to check their eligibility and quantum of investment allowed. ​ ​ ​ Direct register a free eUnittrust account via Calvin Buy Term Invest The Difference "Buy term, invest the rest" is a common saying in the financial industry. How can you benefit financially from using this strategy in your financial portfolio? Here is a guide to the "buy term, invest the rest" strategy for your better understanding. More Be an Entrepreneur with us ! Start, run and grow your clients' investment with our business partners' award-winning funds 1 single license to distribute for 30+ prominent fund houses with a total 400+ UT Funds & 70+ PRS funds New Joiner Benefit - RM200 Cash Reward# Whatsapp Calvin to know more Passion, Action, Dream-Big, Integrate Whatsapp Calvin about kickstart Business Guide to Sign up "eUnittrust" online Sign up an account with "eunittrust" now! Now you can invest unit trust from 0% to1.5% sales charges only ! (0% sales charge during campaign time) Herewith the link for Online Account Registration with eUnittrust platform Please click the below link to open an online account in eUnittrust of Phillip Mutual Berhad. You need to fill up 5 Forms as follows: 1) Applicant Application Details, 2) Employment Details 3) Foreign Account Tax Compliance Act(FATCA), 4) Common Reporting Standard(CRS), 5) Investor Suitability Assessment Form(ISAF). eUnittrust will debit RM1 from your account to validate your account with Philip Mutual for as an investment in Phillip Money Market Fund (i recommend you invest RM10 on this time to take advantage on the roundup benefit on monthly income distribution) Also please ensure that you have the following picture ready stored in your phone/computer.: 1) NRIC Front 2) NRIC Back All the above need to be uploaded together with your application during final steps. Should you have any queries, please do not hesitate to contact me. Please click below to register eUnittrust (operated by Phillip Mutual as a online platform) https://www.eunittrust.com.my/home/Register?QWNjVHlwZT1VVFdyYXAmV3JhcEZlZT0wLjAwJkFDb2RlPVBNRjAwNjU2 Kho Ming Soon, Calvin. Tel: 0168898789 (wechat, whatsapp, zoom) Email: calvinkho@gmail.com (google meet) www.facebook.com/calvinkho89 ​ ​ Is My Consultant Authorised? This online verification is intended to facilitate members of the public to ascertain whether individuals they are dealing with, for purposes of investment or contribution into unit trust schemes or private retirement schemes, are registered with FIMM as Consultants. Only individuals registered with FIMM as Consultants are authorised to promote, market and distribute unit trust schemes and private retirement schemes. Members of the public are advised to report to FIMM at 03-2092 3800, or the Securities Commission Malaysia, if they encounter unauthorised individuals promoting, marketing and distributing unit trust schemes or private retirement schemes. ​ https://www.fimm.com.my/search/ Anchor 1 Why eUnittrust Diversified Investment Portfolio Build and manage a comprehensive and diversified investment portfolio in one single platform without the hassle of going to different fund house. Live Chat Support Quick assistance from our client service team Monday to Friday (9.00am – 6.00pm). One Stop Platform ​ Over 500 different global or local Malaysia unit trust funds available for purchasing online ​ ​ ​ ​ Secured Online Transactions ​ FPX (Financial Process Exchange) gateway enables secured online payment from participating major Malaysian internet banking account. Real Time Unit Trust Fund Information ​ Comprehensive information on daily prices, fund performances, with tables and chart to assist investors in making better investments. ​ ​ Easy Access & Free Account Opening ​ Easy, simple and user friendly platform. Opening an account is FREE. Terms & Conditions Investor must be 18 years old and above Applicable to both individual and joint accounts Investors are required to perform a RM10 one-off fund transfer from your own Malaysian online banking account to fit our account opening verification purposes. Upon successful verification, the RM10 will be invested to Phillip Master Money Market Fund. Transfer from 3rd party account is not encouraged and may risk your application of being rejected. For withdrawal requests received after 9.45am, the withdrawal proceeds shall be paid on the next business day. The information contained within this website landing page only highlights the key features and risks of this unlisted capital market product. We recommend that you read the Fund Fact Sheet (FFS) Product Highlights Sheet (PHS) together with the Master Prospectus (Phillip Master Money Market Fund) its supplementary prospectus. You are advised to request, read and understand the Master Prospectus (Phillip Master Money Market Fund) before you invest. eUnittrust New Client Registration eUnittrust Existing Client Login Ask Calvin Kho for more details ! Contact & Whatsapp: 0168898789 calvinkho@ gmail.com eUnittrust Comparison To Other Unit Trust Fund Distributors Charges & Fee ​ ​ ​ ​ ​ ​ ​ Range of Products ​ ​ ​ ​ Research Report eUnittrust ​ Sales Charges: Maximum 0% to 1.5% ​ Fund Management Fee: Varies depending on different funds redemption Fee and other charges will be charged for specific funds ​ ​ ​ 25 Unit Trust Management Companies(UTMC), more than 500 funds ​ ​ ​ Independent research reports by PhillipCapital Malaysia Research Team through Phillip Fund Focus & Allocator Retail Platforms ​ Sales charge : Maximum 2% to 5% ​ Fund Management Fee: Varies for different funds Redemption Fee and other charges will be charged for specific funds ​ ​ ​ Limited ​ ​ ​ ​ Limited or only provided by third parties ​ Banks or Agents ​ Sales Charge: Maximum 5% to 6% ​ Fund Management Fee: Varies for different funds Redemption Fee and other charges will be charged for specific funds ​ ​ ​ ​ Limited to banks UTMC or funds under one fund house ​ ​ ​ Limited, provided directly to investors ​ Be An Investor Today ​ Individual Account Document Required to open account : Malaysian : Photocopy of NRIC Foreigner : Photocopy of Passport ​ Joint Account Document Required to open account : Malaysian : Photocopy of NRIC Foreigner : Photocopy of Passport Below 18 years old : Photocopy of Birth Certificate Client Login Here Private Retirement Scheme by AHAM Asset Management Bhd Unit Trust Scheme by eUnittrust (Operated Phillip Mutual Berhad) AHAM New Client Registration eUnittrust New Client Registration AHAM existing Client Login eUnittrust Existing Client Login 5 simple steps open account and invest Phillip Mutual's eUnittrust platform 1 Open account by provide basic information ​ ​ ​ [Sign-up] 2 Verify your identity via your handphone number ​ ​ ​ [Verify] 3 Update employment, FATCA (1) , CRS (2) forms ​ ​ ​ ​ [Fill digital form] ​ 1. Fareign Account Tax Compliance Act, 2. Common Reporting Standard 4 Scan & upload NRIC/Passport ​ ​ ​ ​ ​ [Pending approval] 5 Investor start to invest minimum RM1 in Phillip Money Market Fund ​ ​ ​ [Sign-in/Subcription] P/S: Take advantage of round up benefit on Phillip Money Market fund monthly declare income distribution, please invest RM10! Contact & Whatsapp: 0168898789 calvinkho@gmail.com

About Manulife Investment Management (M) Berhad Helping investors realise the possibilities Manulife Investment Management (M) Berhad (Registration No. 200801033087 (834424-U)) (hereinafter referred to as “Manulife IM (Malaysia)”) is a wholly owned subsidiary of Manulife Holdings Berhad (listed on Bursa Malaysia), which is majority owned by Canada-based Manulife Financial Corporation. A company licensed by the Securities Commission of Malaysia, Manulife IM (Malaysia) operates under the asset management arm (Manulife Investment Management) of Manulife Financial. Manulife Investment Management is a leading global asset manager, with investment expertise extending across a broad range of public and private asset classes, as well as asset allocation solutions. ​ Over and above our strong local team, we also have access to Manulife Investment Management Asia’s network of more than 450 investment professionals, with offices in 17 countries and territories worldwide. As at 31 December 2021, Manulife IM (Malaysia) has assets under management of RM14 billion. Manulife IM (Malaysia) subscribes readily to the Manulife’s excellence-oriented corporate culture and high standards of financial integrity in the management of its unit trust funds. We provide investors access to a skillful, knowledge-driven, and highly credible team of investment professionals with proven performance management capabilities. ​ At Manulife IM (Malaysia), we understand that financial needs change over time. That’s why we offer a suite of investment products and services suited for every stage of life. ​ >> More details << About Manulife iFUNDS ​ Manulife iFUNDS is a new online fund investment platform that allows you to manage your portfolio, anytime, anywhere – seamlessly. ​ In partnership with our professional advisers, Manulife iFUNDS delivers a unified digital experience. Portfolio management, at your fingertips. ​ >> More Detail << ​ Our Agents with Manulife Investment Susanna Chan Pei Pei UT Industry Since 1998 Sia Pik Soon Unit Trust Executive Adviser Chong Chin Kong Unit Trust Adviser Christopher Leong Unit Trust Adviser Malchus Japar Unit Trust Adviser Soh Kee Kiat Unit Trust Adviser Patricia Neita Anak Atien Group AUM RM8.7 Millions (31/1/2024)