top of page

Build reserve for
future cashflow


Commemorating our highly-anticipated  PhillipCapital's 13th Hybrid Investment Conference, is excited to present a limited-time promotion exclusively for our investors. We're offering ✨ Zero Sales Charge for All Sponsors’ funds ✨ allowing you to rebalance your portfolio.

Terms & Conditions
1. This promotion is only valid from 15 June – 11 August 2023 (cut-off time 3pm).
2. This promotion is only applicable to account holders. Participants who don’t have an account with will need to open an account first to be eligible for the promotion.
3. This promotion is only valid for transactions done online via website
4. account holders that purchase selected promotional funds are not entitled to qualify to any other referral program incentives or contest.
5. This promotion does not apply to Transfer, Switching Transactions, RSP (Regular Saving Plan) and Cooling Off.
6. Phillip Mutual reserves the rights to modify the terms and conditions herein specified or cancel, terminate, suspend the campaign without prior notice.

Portrait Kho Ming Soon 2021 Cropped.jpg


  • Group Financial Consultant with Phillip Mutual Bhd since 2020

  • Group Consultancy Manager with BOS Wealth Management Bhd (formerly known as Pacific Mutual Fund Bhd) from 1995 to 2020

  • Senior Group Manager with Affin Hwang Asset Management Bhd since 2016 on Private Retirement Scheme (PRS)

  • Certified member of CFP certification program with Financial Planning Association of Malaysia(FPAM) since 2012

  • Bintulu Liason officer at Financial Planning Association of Malaysia (FPAM) Sarawak Chapter

  • Deputy Secretary of Persatuan Hii (Kho) Bahagian Bintulu from 2022

  • Committee Member at Bintulu Chinese Chamber of Commerce & Industry (BCCCI) from 2019 to 2021

PRS Individual Investor

Jompay online at Internet and Mobile Banking with your Current, Saving Credit Card account

*of AHAM Principal Account Holder 


Account Name :

Affin Hwang Asset Management Berhad-CTA

Bank Name: Malayan Banking Berhad

Account No.: 5140-8458-1534


Maybank account is only applicable if the investment amount exceeds the transaction limit imposed by JomPAY

Jompay Icon.png

Biller Code: 9563

Ref-1: 12-digit NRI number* (without "-"

Ref-2: Mobile number* (without "-")

PRS Corporate Investor

Account Name:

Affin Hwang Asset Management Berhad-CTA

BankName: HSBC Bank Malaysia Berhad

Account No.: 2011-9887-6106

The Smart, Flexible & Affordable 
Ways To Invest In Unit Trust Scheme

Lump Sum Plan

This is where an investor has a lump sum amount to invest into a unit trust fund. Over a period of time, the value of initial investment may increase as income may be earned by the fund, or may decrease as the market value of the underlying assets of the unit trust fund may fall.


Regular Saving Plan

An investor may invest in unit trusts funds by making regular (e.g. monthly or quarterly) investments to their fund. This may be a more disciplined approach to invest in unit trust funds. By making equal and regular contributions over a period of time, this may reduce the impact of market volatility. This is commonly known as dollar cost averaging.

EPF Plan

Investors may also invest into unit trust funds from their EPF Account 1 if he or she is eligible. EPF members can refer to their EPF statement as well as the Basic Savings Table to check their eligibility and quantum of investment allowed.

eUnittrust Logo.jpg

Buy Term Invest The Difference

Buy Terms invest different.jpg

"Buy term, invest the rest" is a common saying in the financial industry. How can you benefit financially from using this strategy in your financial portfolio?

Here is a guide to the "buy term, invest the rest" strategy for your better understanding. More

Be an Entrepreneur with us !
Start, run and grow your clients' investment with our business partners' award-winning funds

1 single license to distribute for 30+ prominent
fund houses with a total
400+ UT Funds & 70+ PRS funds
New Joiner Benefit - RM200 Cash Reward#


Passion, Action, Dream-Big, Integrate 

Kick Start Your Career.png

Guide to Sign up "eUnittrust" online

Sign up an account with "eunittrust" now!

Now you can invest unit trust from 0% to1.5% sales charges only !
(0% sales charge during campaign time)

Herewith the link for Online Account Registration with
eUnittrust platform
Please click the below link to open an online account in eUnittrust of Phillip Mutual Berhad. You need to fill up 5 Forms as follows:

1) Applicant Application Details,
2) Employment Details
3) Foreign Account Tax Compliance Act(FATCA),
4) Common Reporting Standard(CRS),
5) Investor Suitability Assessment Form(ISAF).

eUnittrust will debit RM1 from your account to validate your account with Philip Mutual for as an investment in Phillip Money Market Fund (i recommend you invest RM10 on this time to take advantage on the roundup benefit on monthly income distribution)

Also please ensure that you have the following picture ready stored in your phone/computer.:
1) NRIC Front
2) NRIC Back

All the above need to be uploaded together with your application during final steps.

Should you have any queries, please do not hesitate to contact me.

Please click below to register eUnittrust  (operated by Phillip Mutual as a online platform)

Kho Ming Soon, Calvin.
Tel: 0168898789 (wechat, whatsapp, zoom)
Email: (google meet)

Is My Consultant Authorised?

This online verification is intended to facilitate members of the public to ascertain whether individuals they are dealing with, for purposes of investment or contribution into unit trust schemes or private retirement schemes, are registered with FIMM as Consultants. Only individuals registered with FIMM as Consultants are authorised to promote, market and distribute unit trust schemes and private retirement schemes. Members of the public are advised to report to FIMM at 03-2092 3800, or the Securities Commission Malaysia, if they encounter unauthorised individuals promoting, marketing and distributing unit trust schemes or private retirement schemes.

Anchor 1

Why eUnittrust

Diversified Investment Portfolio


Build and manage a comprehensive and diversified investment portfolio in one single platform without the hassle of going to different fund house.

Live Chat Support


Quick assistance from our client service team Monday to Friday (9.00am – 6.00pm).

One Stop Platform


Over 500 different global or local Malaysia unit trust funds available for purchasing online

Secured Online Transactions

FPX (Financial Process Exchange) gateway enables secured online payment from participating major Malaysian internet banking account.

Real Time Unit Trust Fund Information

Comprehensive information on daily prices, fund performances, with tables and chart to assist investors in making better investments.



Easy Access & Free Account Opening

Easy, simple and user friendly platform. Opening an account is FREE.


Terms & Conditions

  • Investor must be 18 years old and above

  • Applicable to both individual and joint accounts

  • Investors are required to perform a RM10 one-off fund transfer from your own Malaysian online banking account to fit our account opening verification purposes. Upon successful verification, the RM10 will be invested to Phillip Master Money Market Fund.

  • Transfer from 3rd party account is not encouraged and may risk your application of being rejected.

  • For withdrawal requests received after 9.45am, the withdrawal proceeds shall be paid on the next business day.

  • The information contained within this website landing page only highlights the key features and risks of this unlisted capital market product.

  • We recommend that you read the Fund Fact Sheet (FFS) Product Highlights Sheet (PHS) together with the Master Prospectus (Phillip Master Money Market Fund) its supplementary prospectus.

  • You are advised to request, read and understand the Master Prospectus (Phillip Master Money Market Fund) before you invest.

Ask Calvin Kho for more details !

Contact & Whatsapp: 0168898789

eUnittrust Comparison To Other Unit Trust Fund Distributors



Charges & Fee


Range of Products

Research Report


Sales Charges:

Maximum 0% to 1.5%

Fund Management Fee:

Varies depending on different funds redemption Fee and other charges will be charged for specific funds

25 Unit Trust Management Companies(UTMC), more than 500 funds

Independent research reports by PhillipCapital Malaysia Research Team through Phillip Fund Focus & Allocator

Retail Platforms

Sales charge:

Maximum 2% to 5%

Fund Management Fee: 

Varies for different funds Redemption Fee and other charges will be charged for specific funds


Limited or only provided by third


Banks or Agents

Sales Charge:

Maximum 5% to 6%

Fund Management Fee:

Varies for different funds Redemption Fee and other charges will be charged for specific funds

Limited to banks UTMC or funds under one fund house

Limited, provided directly to investors

Be An Investor Today 

Individual Account

 Document Required to open account :

  • Malaysian : Photocopy of NRIC

  • Foreigner : Photocopy of Passport

Joint Account

Document Required to open account :

  • Malaysian : Photocopy of NRIC

  • Foreigner : Photocopy of Passport

  • Below 18 years old : Photocopy of Birth Certificate

Client Login Here

Private Retirement Scheme 
by AHAM Asset Management Bhd

Unit Trust Scheme by eUnittrust
(Operated Phillip Mutual Berhad)

5 simple steps open account and invest 
Phillip Mutual's eUnittrust platform


Open account by provide basic information



Verify your identity via your handphone number



Update employment, FATCA (1), CRS (2) forms

[Fill digital form]

1. Fareign Account Tax Compliance Act, 

2. Common Reporting Standard


Scan & upload NRIC/Passport

[Pending approval]


Investor start to invest minimum RM1 in Phillip Money Market Fund


P/S: Take advantage of round up benefit on Phillip Money Market fund monthly declare income distribution, please invest RM10!

bottom of page